Man using phone

Coronavirus Aid

Payroll Protection Program Loan 

The Paycheck Protection Program is currently closed for new applications, but Vision Bank is accepting PPP Loan Forgiveness Applications through the borrower specific portal link. Emails have been sent to borrowers with the link to their Loan Forgiveness portal; however, a new portal request can be made by emailing our PPP loan team at

Forgiveness Portal Submissions

Forgiveness portal links have been emailed to all customers who received a PPP loan.  If you did not receive your email or would like us to resend it to you, you may request a new link to your portal by emailing

Due Date:
You must submit your forgiveness portal no later than 10 months following the last day of your covered period to avoid your PPP loan being moved into monthly payments. 

Portal Instructions:
The following instructions will help you as you fill out your forgiveness portal.  Please note that the instructions are specific to each form.  If your loan is less that $150,000, you will submit a Form 3508S.  All other borrowers will fill out a Form 3508EZ depending on if certain criteria is met.

SBA Disaster Loan Assistance

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA's Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

The Disaster Loan Application can be accessed on the SBA website.

Loan Deferrals

If you have questions or need assistance with your loan payments? Contact one of our loan officers to discuss your options. We are here to help!

Tools for Understanding and Checking Credit Reports

As you make financial decisions in tough times, it is important to understand how credit works and how your credit report can affect your choices. Your credit history can impact your ability to get a loan and how much you will be charged. It can also affect your ability to get a job or to find housing.

Due to the COVID-19 pandemic, the three national credit reporting companies are offering free weekly online credit reports through April 2021. Use the Requesting your free credit reports tool from our Your Money, Your Goals financial empowerment toolkit to get a copy of your credit reports. Then use the Reviewing your credit reports tool to make sure your credit information is correct.

If you see incorrect information in your credit report, use our Disputing errors tool. Errors can appear due to a mistake in the information provided about you or as the result of fraud or identity theft.

If you or others experience a problem with a financial product or service, you can submit a complaint with the CFPB.

For a list of the tools featured in this email and others, visit our blog, Tools to help when you can't pay your bills.