Personal > Checking & savings > CHECKING ACCOUNTS

Personal Checking Accounts

Personal Checking Accounts

With over 100 years of service in the community, Vision Bank understands the needs of our customers. Banking local means ease, accessibility, and flexibility. Featuring competitive rate and no fees for most account types, we have the best checking accounts to fit your lifestyle.

Open a Checking Account Online

Vision Bank offers a variety of personal checking accounts to suit the needs of our customers across the great state of Oklahoma and beyond. Compare checking options below to find the bank account that's best for you, then apply online using our simple and secure system. Opening a bank checking account has never been easier!

Apply Now!

Need help finding the best account for you? Call or visit any of our local bank offices in Ada, Durant, Shawnee, Prague, Davis, Meeker, or Sulphur.

Totally Free Checking

A FREE account for everyone!

High Interest Checking

An account for those interested in higher interest!

  • FREE first box of checks
  • Higher interest rate with a balance of $1,500 or more
  • Competitive interest if balance falls below $1,500
  • Only $6 monthly minimum balance fee if balance falls below $1,500
  • Open your account online

Interest Checking

Earn interest with the convenience of direct deposit or any automatic payment!

55+ Interest Checking

A perfect account for customers 55 and over!

Instant Issue Debit Cards

If your card is lost, stolen or has experienced fraud, you can stop by the nearest Vision Bank location and your card will be printed as you wait.  Walk out with a debit card ready to use. 

Every new personal checking account includes:

  • FREE Instant Issue Debit Card
  • FREE Internet Banking
  • FREE Bill Pay
  • FREE Mobile Banking
  • FREE eStatements with online check images
  • FREE thank you gift
  • Reimburse up to $10 per month for all ATM fees
  • Buy back of up to $10 for unused checks and debit cards from another financial institution given at the time the checks/debit cards are presented

What to bring when opening an account

If you are a New Customer to Vision Bank you will need:

  • One (1) form of valid government issued photo identification - Driver's License, State issued ID, Passport, etc. 
  • $50 opening deposit or Direct Deposit (payroll or social security check)

If you are an Existing Customer of Vision Bank, you will need:

  • One (1) form of identification
  • An opening deposit of any amount

Bank in Your Community

Since 1900, Vision Bank has served communities in Southeastern Oklahoma. Now with eight locations in Ada, Durant, Shawnee, Prague, Meeker, Sulphur, and Davis, we provide a local, convenient and personalized approach to finding the banking solutions that fit you best.

See the Difference!

Visit your nearest Vision Bank office to open an account today. Our dedicated professionals will help you compare our checking account options to find the right option for you.

Come to Vision Bank and See the Difference!

Checking Account FAQs

Q: What should I look for in a checking account so I can choose the right one?

A: There are several things to ask yourself when choosing the best checking account:

  • Which accounts have monthly fees or service fees, and how can I avoid them?
  • Is there a minimum balance requirement, and can I maintain that balance?
  • Does this account come with ATM reimbursement?
  • Are online banking services, such as Bill Pay and Mobile Banking, free?
  • Do I need overdraft protection?
  • Does this account earn interest?

Q: Can I have a joint account owner on my checking account?

A: Yes, you can have joint account holders on your Vision Bank checking account. Please bring the additional account holder to one of our locations so that we can update your account.

Q: Is there a limit to the number of transactions I can do from my checking account?

A: No, each Vision Bank checking account offers unlimited check writing.

Q: How do I set up direct deposit?

A: Direct deposit is initiated by your employer. Inquire about their required documentation and Vision Bank representative can assist you with this process.

Personal Credit Cards

Apply online today!

Online Account Opening

Open your account today!

Mortgage Application

Helping you get into your dream home.