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Coronavirus Aid

Vision Bank is working diligently on behalf of our businesses, customers, and community members to learn how to get you your funds. We will continue to update you and help you through this process. If you have questions or concerns please contact your local branch or call 888-332-5132 and we can get you in contact with the right person.

Tools for Understanding and Checking Credit Reports

As you make financial decisions in tough times, it is important to understand how credit works and how your credit report can affect your choices.  Your credit history can impact your ability to get a loan and how much you will be charged.  It can also affect your ability to get a job or to find housing.

Due to the COVID-19 pandemic, the three national credit reporting companies are offering free weekly online credit reports through April 2021.  Use the Requesting your free credit reports tool from our Your Money, Your Goals financial empowerment toolkit to get a copy of your credit reports.  Then use the Reviewing your credit reports tool to make sure your credit information is correct. 

If you see incorrect information in your credit report, use our Disputing errors tool.  Errors can appear due to a mistake in the information provided about you or as the result of fraud or identity theft. 

Read more about how to protect your credit from the impacts of the coronavirus pandemic.

If you or others experience a problem with a financial product or service, you can submit a complaint with the CFPB.

For a list of the tools featured in this email and others, visit our blog, Tools to help when you can't pay your bills.

Learn more about protecting your finances during the Coronavirus pandemic. 


SBA Disaster Loan Assistance

In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000.

The SBA's Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. The loan advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available within three days of a successful application, and this loan advance will not have to be repaid.

 The Disaster Loan Application can be accessed on the SBA website.

Loan Deferrals

If you have questions or need assistance with your loan payments? Contact one of our loan officers to discuss your options. We are here to help!

Payroll Protection Program Loan

The Paycheck Protection Program prioritizes millions of Americans employed by small businesses by authorizing up to $659 billion toward job retention and certain other expenses.

Small businesses and eligible nonprofit organizations, Veterans organizations, and Tribal businesses described in the Small Business Act, as well as individuals who are self-employed or are independent contractors, are eligible if they also meet program size standards.

Under this program:

  • Eligible recipients may qualify for a loan up to $10 million determined by 2.5 times the average monthly payroll for 2019 or the last 12 months.  
  • Loan payments will be deferred until loan forgiveness has been determined.  
  • If you maintain your workforce, SBA will forgive the portion of the loan proceeds that are used to cover the first 24 weeks of payroll and certain other expenses following loan origination.
  • The final date to submit your application to Vision Bank is Wednesday, August 5th, 2020.  


If you are interested in applying for the Payroll Protection Program Loans please read the PPP Information Guide. If you qualify for this please fill out the PPP Application and contact your local loan officer.

Additional resources:

PPP Loan Forgiveness - Required Documentation for Loan Forgiveness

PPP Loan - Eligible Cost for Loan Forgiveness

PPP Loan Forgiveness - Portal Instructions

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