Agriculture Financing Application
Click below to download our Business/Commercial Loan Application. Fill it out, print it and bring it to one of our bank locations in Oklahoma to speed up your application process:
Your farm fuels our collective sustainability. With over 120 years working in our community, Vision Bank understands your needs and puts that knowledge to work for you. Whether you're seeking to expand your supply of cattle or refinance existing livestock loans, we have the solution for your business.
Farm Real Estate Loan
To apply for a farm real estate loan, you'll need to consider the loan-to-value ratio, minimum debt coverage, debt-to-asset ratio, and your personal credit history as well as your farm's current financial situation. Vision Bank offers a full range of loan types including fixed-rate and adjustable rate loans. Our lending team can help you determine which farm real estate loan best meets your needs.
Farm Equipment Loan
From tractor loans to other farm equipment loans, you can use your agricultural equipment financing for the machinery you need to maintain or upgrade your farm. Whether you have a dairy farm, livestock business, organic farm, or regular crop farm, you may need some or all of the following equipment:
- Tractors of all sizes and their many attachment options including plows and backhoes
- Trucks and all-terrain vehicles
- Irrigation systems
- Milking and other livestock equipment
Agriculture Working Capital Loan
Loans that cover some of the everyday expenses of running or maintaining a farm. These include:
- Equipment maintenance
- Salaries for seasonal workers
FSA Guarantee Loans
When you choose an FSA Guaranteed Loan with Vision Bank, you receive the following benefits:
- Available in loan amounts ranging from $300,000 - $1,399,000
- Utilize funds to secure farm ownership
- Cover operating expenses for your farm or ranch
- May be used as FSA beginner farm loans
- Financing for owner-occupied properties
- Ranchers and farmers who are not delinquent on any federal debt are eligible
Let Vision Bank be your gateway to an FSA guaranteed loan for your agribusiness. Contact our team of lending professionals or visit the bank office nearest you to take steps towards securing the business of your dreams. Local decision-making puts the power in our hands.