Options That Fit Your Routine

Everyone approaches money a little differently, and your checking account should reflect that. Some people want to keep things simple and predictable. Others want added benefits or the opportunity to earn interest along the way. Each account is built to support a different approach.

Totally Free Checking

A simple account for everyday use.
  • No requirements
  • Free Greenlight subscription
  • Does not earn interest 
  • $50 minimum balance to open account
  • No monthly service charge/minimum balance fee

Interest Checking

Grow your savings faster with interest.
  • Must have a direct deposit or automatic payment
  • Free Greenlight subscription
  • Can earn interest
  • $50 minimum balance to open account
  • No monthly service charge or minimum balance fee

High-Interest Checking

Earn the most interest with this option.
  • No requirements
  • Free Greenlight subscription
  • Can earn interest 
  • Can earn higher interest if you maintain a balance of $1,500 or more
  • $50 minimum balance to open account
  • $6 monthly fee if average daily collected balance falls below $1,500

Benefits Checking

Perks like phone & travel protection.
  • No requirements
  • Free Greenlight subscription
  • Can earn interest
  • $50 minimum balance to open account
  • Monthly fee of $6 or $7 depending on benefits selected. Maintaining a minimum monthly balance of $5,000 or more will reduce the monthly fee to $3

Compare Our Accounts

Account Comparison

Totally Free Checking

Interest Checking

High Interest Checking

Benefits Checking

What must I do to qualify for this account?

No Requirements

Must have a direct deposit or automatic payment

No Requirements

No requirements 

Do I get a FREE* Greenlight subscription?

Yes

Yes

Yes

Yes

Can I earn interest?

No

Yes! 

Yes! 

Yes! 

Can I earn a higher interest rate if I keep a specific balance?

No

No

Yes - You may receive a higher interest rate if you maintain a balance of $1,500 or more.

No

Is there a minimum balance to open?

Yes - $50

Yes - $50

Yes - $50 

Yes - $50

Is there a monthly service charge/minimum balance fee?

No

No

Yes - $6 monthly fee if average daily collected balance falls below $1,500

Yes - monthly fee of $6 or $7 depending on benefits selected. Maintaining a minimum monthly balance of $5,000 or more will reduce the monthly fee to $3

Account Comparison

Totally Free Checking

What must I do to qualify for this account?

No Requirements

Do I get a FREE* Greenlight subscription?

Yes

Can I earn interest?

No

Can I earn a higher interest rate if I keep a specific balance?

No

Is there a minimum balance to open?

Yes - $50

Is there a monthly service charge/minimum balance fee?

No

Interest Checking

What must I do to qualify for this account?

Must have a direct deposit or automatic payment

Do I get a FREE* Greenlight subscription?

Yes

Can I earn interest?

Yes! 

Can I earn a higher interest rate if I keep a specific balance?

No

Is there a minimum balance to open?

Yes - $50

Is there a monthly service charge/minimum balance fee?

No

High Interest Checking

What must I do to qualify for this account?

No Requirements

Do I get a FREE* Greenlight subscription?

Yes

Can I earn interest?

Yes! 

Can I earn a higher interest rate if I keep a specific balance?

Yes - You may receive a higher interest rate if you maintain a balance of $1,500 or more.

Is there a minimum balance to open?

Yes - $50 

Is there a monthly service charge/minimum balance fee?

Yes - $6 monthly fee if average daily collected balance falls below $1,500

Benefits Checking

What must I do to qualify for this account?

No requirements 

Do I get a FREE* Greenlight subscription?

Yes

Can I earn interest?

Yes! 

Can I earn a higher interest rate if I keep a specific balance?

No

Is there a minimum balance to open?

Yes - $50

Is there a monthly service charge/minimum balance fee?

Yes - monthly fee of $6 or $7 depending on benefits selected. Maintaining a minimum monthly balance of $5,000 or more will reduce the monthly fee to $3

Built for How Money Moves

Frequently Asked Questions

  • With Online and Mobile Banking, you can check balances, transfer funds, pay bills, deposit checks and manage your accounts anytime from your computer or mobile device.

  • Vision Bank's routing number is 103101026.

    You can use this routing number to:

    • Set up direct deposit
    • Transfer funds between financial institutions
    • Establish automatic payments
    • Process ACH transactions

    If you need assistance setting up a transfer or direct deposit, contact your local Vision Bank branch or Customer Support and we'll be happy to help.

  • Minimum opening deposit requirements vary by account type. Review the account details or contact us for specific information.

Simple from the Start

What’s already happening, now working a little harder. Getting started only takes a few steps. Visit a Vision Bank branch or start online, bring a valid photo ID and make an opening deposit. Not sure if it’s the right fit? Let’s talk it through.

Questions? Fill out our contact form and a member of our team will be in touch soon.