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Checking Accounts

Which account is best for you?

Vision Bank offers a variety of personal checking accounts to suit the needs of our customers. Our new Benefits Checking Account offers industry-leading perks like cellphone protection and more, as well as discounts on your favorite shopping, travel, and entertainment destinations. Compare our checking options below to find the bank account that’s best for you. Visit one of our convenient locations today or open an account online! Opening an account has never been easier.

Every new Personal Checking Account Includes: 

  • FREE Instant Issue Debit Card
  • FREE Mobile Banking
  • FREE Internet Banking
  • FREE Bill Pay
  • FREE E-statements with online check images
  • FREE Thank you Gift
  • REIMBURSEMENT up to four ATM withdrawal fees per month
  • BUY BACK of your unused checks and debit cards from another financial institution
Compare Accounts Totally Free Checking Interest Checking Benefits Checking High Interest Checking
What must I do to qualify for this account? No Requirements Must have a direct deposit or automatic payment
All you need to do is have a desire for the benefits this account includes!
No Requirements
Are my first box of checks FREE?  Yes Yes  Yes, first box of BASIC checks are FREE!
Will I earn interest? No
Yes! You may receive interest by keeping an average daily collected balance of $2,500 or more!
Will I earn a higher interest rate if I keep a balance of $1,500 or more?  No
You must maintain an average daily collected balance of $2,500 or more in this account to earn interest.

Is there a minimum balance? No No No
Is there a monthly service charge? No No Yes. The monthly fee is either $6 or $7 depending on single or joint owners and the level of AD&D insurance ($10K or $20K). By maintaining a minimum monthly balance of $5,000 or more, the fee is lowered to $3 per month. $6 monthly minimum balance fee if average daily balance collected falls below $1,500

What to bring to open a new checking account

If you are a new customer to Vision Bank, you will need: 
  • One (1) form of valid government issued photo identification - driver's license, state issued ID, passport, etc. 
  • $50 opening deposit
If you are an existing customer of Vision Bank, you will need: 
  • One (1) form of identification
  • An opening deposit of any amount

Vision Bank Routing Number: 103101026