Shovel in ground

Farm Equipment Loans

Farmers have been a large share of our customer base since our founding in 1901. And while agricultural technology has certainly changed since then, our pride in Oklahoma farms has not. Oklahoma has always been a state rich with natural resources, including its fertile land. Local farmers trust Vision Bank to provide high quality farm financing products and friendly service that makes it fun to live and work together in the same community. Keeping your farm growing is what we do, and our farm equipment financing ensures you have the tools you need to produce successful crops and raise healthy livestock.

How do farm equipment loans work?

As family farms and smaller operations struggle to compete with national agriculture businesses, profit margins depend on robust crop and livestock sales and too many extra expenses can easily push your balance sheet into the negative. On the one hand, modern farming machinery increases your efficiency, generating more products for sale with fewer labor costs. On the other hand, tractors and other major pieces of equipment are expensive, and you may not use them all year round. Farm equipment financing and leasing helps you buy what you need in a way that is affordable and sustainable for your agriculture business

What can agricultural equipment financing be used for?

From tractor loans to other farm equipment loans, you can use your agricultural equipment financing for the machinery you need to maintain or upgrade your farm. Whether you have a dairy farm, livestock business, organic farm, or regular crop farm, you may need some or all of the following equipment:

  • Tractors of all sizes and their many attachment options including plows and backhoes
  • Trucks and all-terrain vehicles
  • Wagons
  • Harrows
  • Irrigation systems
  • Seeders
  • Mowers
  • Combines
  • Harvesters
  • Generators
  • Milking and other livestock equipment

Contact our farm equipment financing team today!

Our team members' many years of working with agriculture businesses gives us insight into the concerns and challenges of the farmers in the communities we serve. When you need to purchase or replace your farm equipment, see the difference with a community bank that has kept Oklahoma farms thriving for more than a century. Call us today to discuss your agricultural equipment financing needs or to begin the loan application process. You can also visit your local Vision Bank office in Ada, Durant, Shawnee, Prague, Meeker, Davis, or Sulphur.