Guy with glasses looking at laptop

Insight

A blog from Vision Bank in Oklahoma

Financial information for Oklahomans, by Oklahomans

Personal Finance
Fraud Prevention

Managing Your Finances During a Government Shutdown: How Vision Bank Can Help

When government operations pause, many Americans—especially federal employees, contractors, and benefit recipients—face uncertainty. At Vision Bank, we understand that a government shutdown can bring unexpected financial challenges. If you’re affected, we’re here to help you stay financially confident and supported every step of the way.

Retirement Planning Starts Here: Understanding Individual Retirement Accounts (IRAs) at Vision Bank

When you dream about retirement, what do you see? Do you see yourself traveling across the world with friends and loved ones? Do you see yourself being debt free – having paid off your home and car? Beginning to save for retirement is one of the most important financial steps anyone can take. At Vision Bank, we’re here to make that journey a little easier.

7 Tips to Improve Your Credit Score

April 1, 2024
An important step to finding a home, whether you’re renting or buying, is ensuring that you have a good credit history. Click to learn 7 steps to help improve your credit score!

Take the First Step to Ownership

August 22, 2023
Financing a new home is a big step. At Vision Bank, we want to make it as easy as possible for you to find your dream home. Whether you are a first-time home buyer, looking for something new, or are ready to refresh your current home, we can help you!

Benefits of eStatements for Managing Personal Finances

October 7, 2022
With online and mobile banking, customers can check account balances and monitor their transaction history from the convenience of home computers or mobile devices.

Mortgage Loan Applications & Trigger Leads

September 1, 2022
Have you filled out a mortgage application with one lender and wondered why you were quickly contacted by another? This could be a result of Trigger Leads. Click to learn more about Trigger Leads and how they might affect you.

How to Manage Personal Financial Risk

May 24, 2022
Risk management is a term most commonly associated with large corporations. However, it can also be helpful to your personal finances and assets to apply some of the main concepts of risk management.

Guide to Personal Loans and Home Equity Lines of Credit

March 22, 2022
Personal loans and HELOCs can be a good alternative to using a credit card. However, personal loans work differently from HELOCs. Click to learn about the differences so you can choose the best financing option for your needs.

Do I Need An Emergency Fund?

March 21, 2022
Are you among the 41% of Americans who are prepared to cover a $1,000 emergency with savings? Are you ready to make a personal financial plan that will put you on the path to greater financial peace of mind? Let's get started! Click to learn more.

Title of Personal Finance Blog

November 22, 2023

Lorem ipsum dolor sit amet, consectetur adipiscing elit...

What is Phishing?

September 5, 2025
Every day, thousands of people fall for fraudulent emails, texts, and calls from scammers pretending to be a bank. These are commonly referred to as phishing scams and victims can lose hundreds, even thousands of dollars.

How to Avoid Peer-to-Peer Payment Fraud

August 6, 2025
Peer-to-peer payment (P2P) scams are on the rise, along with many other types of fraud. Keep reading to gain valuable information on mobile payment fraud prevention to teach you how to avoid P2P scams and conduct all your transactions as safely as possible.

How to Spot and Prevent Check Fraud

July 15, 2025
Check fraud might sound like a thing of the past, but it remains a very real, and growing threat to individuals and businesses. At Vision Bank, we believe that knowledge is one of the best defenses against check fraud, which is why we want to help you identify some of the warning signs and what you can do to remain safe.

World Elder Abuse Day: Tips to Protect Seniors

June 5, 2025
In recognition of World Elder Abuse Awareness Day, we are offering examples of common scams against the elderly and advice on how to protect seniors from scams and financial abuse.

How to Avoid Housing Scams

April 1, 2025
The tight housing market is an open door for scammers to take advantage of those looking for a place to live. Vision Bank offers these rental and homebuyer scam prevention tips to help you remain safe and avoid getting taken.

Internet Safety Tips

March 3, 2025
No matter how tech savvy you are, cybersecurity should be top of mind anytime you use the internet. If that sounds overwhelming, don’t stress. You don’t need to be an expert.

Swiping Left on Scams: Protecting Yourself on Dating Apps

February 10, 2025
Dating apps are unfortunately attractive to scammers for a number of reasons, such as emotional vulnerability and the anonymity and ease of creating fake profiles.

AI Payments Scams: How to Detect Them and Tips for Protection

January 1, 2025
Nowadays, it’s much more difficult to detect a scam simply on language and grammar – Artificial Intelligence (AI) technology has enabled scammers to scour the internet for information and use it to create personalized messages for each target.

Signs of Identity Theft and How to Protect Yourself

December 12, 2024
With a majority of our daily financial transactions occurring digitally, your personal and financial information are more at risk than ever before. The good news is that there are simple safeguards that will help you recognize and protect yourself against identity theft.

The Most Common Holiday Scams and How to Avoid Them

November 22, 2024
Protecting yourself from common holiday scams starts with knowing what to look for. We’re here to give you the details on what you should be aware of when it comes to these scams.

The Top 2024 Election Scams and How to Protect Yourself

October 24, 2024
As interest in the election increases, so too do the number and complexity of potential scams. Stay safe this election season by proactively following these essential tips provided by Vision Bank.

Fraud Awareness: Felony Lane Gang

March 23, 2024
Law enforcement officers in our local communities are reporting recent activity of a fraudster group known as the ‘Felony Lane Gang.’

Smishing Scams

January 13, 2024
Funny word, serious threat. Smishing is a type of cyber-attack where scammers try to trick people into revealing sensitive information.

Protect Your Business From Fraud

September 5, 2023
As a business owner, chances are you wear many hats. Here are the top five scams targeting businesses and tips on how to protect yourself and your company.

Recognizing and Avoiding Scams

August 14, 2023
Con artists cheat Americans out of billions of dollars every year. Recognizing red flags can help protect you, your loved ones, and your hard-earned cash.

Fake Check Scam

July 31, 2023
Fake checks can appear to be real checks for businesses or individuals. They can also look like cashier's checks, money orders or checks sent electronically.

Wire Transfer Scams

July 19, 2023
Scammers use wire fraud as a way to trick individuals into giving away their money easily and quickly.

Don't Fall Victim to the Grandparent Scam

May 4, 2023
The “grandparent scam” deliberately targets older Americans. Learn how to spot and stop it.

Scams Targeting Seniors

March 15, 2023
Scammers target seniors more aggressively than any other group. Recognizing the most common scams helps prevent your money and personal information from getting stolen.

Romance and Dating Scams

February 23, 2023
They love me, they love me not. Here’s how you can prevent yourself from falling victim to some of the sneakiest crimes out there—romance scams.

Money Mule Scam and How to Prevent Them

December 28, 2022
If you received a check in the mail instructing you to deposit, cash, or transfer funds, you could be a victim of a “money mule” scam.

Scam Warning

December 12, 2022
We want to warn our customers about an identified scam that may be targeting loan customers.

Person-to-Person Payment Fraud on the Rise

September 9, 2022
Staying ahead of fraudsters looking to take advantage of others is a moving target.

Scam & Fraud Prevention Strategies

June 21, 2022
In an age of technology and fast-moving innovations, keeping your devices protected is crucial.