Family sitting on floor, smiling, and packing boxes.

Take the First Step to Ownership

Financing a new home, is a big step. At Vision Bank, we want to make it as easy as possible for you to find your dream home. Whether you are a first-time home buyer, looking for something new or are ready to refresh your current home, we can help you!

Vision Bank offers a variety of mortgages to best suit your needs and a free and easy mortgage calculator to help you estimate how much interest and principal you will pay. Vision Bank offers multiple options to choose from to finance a new home.

Conventional Mortgages can be used to purchase a home or refinance your existing home loan. If you are selling your current home but need to make a down payment on your new home, a bridge loan may be right for you.

Government-Backed Mortgage Programs typically have lower down payment requirements and some reduced fees. These products could be a better choice than conventional financing for first-time homebuyers, veterans, or Native Americans. We offer USDA Rural Development Loan, FHA Loan, VA Loan and Section 184 Indian Home Loan Guarantee Program.

Construction Loans can be used to cover your land purchase and preparation, planning and construction costs when you’re building a new home. Learn more about our construction loans.

Renovation Loans can be used to finance a renovation of a home, before or after you move in.

Recreational Loans allows you to finance recreational land (not income producing) for hunting, fishing, hiking, camping or any of your family vacation home getaway dreams!

For those who don’t want to purchase a new home, but rather renovate or add features to their current home, Home Equity Line of Credit (HELOC) loans are great. HELOCs can also help you pay for college, or even high interest debit. Discover the endless possibilities with HELOC loans.

Our skilled mortgage lenders want to help you succeed from application to closing.  Apply online to see which mortgage is best for you!