- Make your password a sentence
- For every unique account, have a unique password
- Keep a list of your passwords, but keep them in a safe and secure place
Secondly, always keep your personal information safe and secure by doing the following:
- Never keep a copy of PIN numbers, passwords, or your Social Security card in your purse or wallet
- Use multiple usernames and passwords
- Do not use personal information in your passwords
- Shred unneeded documents containing personal information
- Review your credit report annually
- Review credit card statements monthly
- Review bank statements monthly
- Be aware of the information you are receiving and sending through emails, and do not click on links inside an email if you are unsure they are safe or if you do not know the sender
- If in doubt, always verify and never give personal information or confidential information to just anyone
In an age of technology and fast-moving innovations, keeping your mobile devices protected is just as important as keeping your personal information protected. Smartphones and tablets contain significant information not only about you but also your family and friends. Such information may be phone numbers, addresses, location, and more. Some tips for keeping your mobile devices safe include:
- Keep security software current on all devices that connect to the internet
- Delete apps and other software when you are no longer in need of them
- Secure your devices with strong passwords, passcodes, or other features
- Be conscious of giving personal information through apps and websites
- Use security and privacy settings on websites and apps to manage what is shared about you and who sees it
- Disable Wi-Fi and Bluetooth when not in use
- Be aware of Wi-Fi networks you are connecting to; public wireless networks and hotspots are not secure
- When in doubt, don't respond to texts or calls you are not familiar with
For more information on personal privacy and security please visit these resources:
Digital Security Best Practices
Identity theft involves the unlawful acquisition and use of someone's identifying information, such as:
- Date of Birth
- Social Security Number
- Mother's Maiden Name
- Driver's License
- Bank or Credit Card Account Number
For more information on identity theft please visit these resources:
Scams & Fraud
- For an emergency situation you haven't confirmed.
- For an online purchase.
- For anti-virus protection.
- For a deposit or payment on a rental property.
- To claim lottery or prize winnings.
- To pay taxes.
- For a donation to charity.
- For a mystery shopping assignment.
- For a job opportunity.
- For a credit card or loan fee.
- To resolve an immigration matter.
- To pay for something in response to a telemarketing call.
- For relationship purposes.
- For home repairs.
A little knowledge can go a long way to help anyone avoid becoming a victim of a scam/fraud. Some of the most common scams/fraud includes:
- Malicious Emails
- Check Fraud
- Debit/Credit Card Fraud
- Lottery/Prize Scams
- Inheritance Scams
- Overpayment Scams
- Charity Fraud
- Grandparents/Family Emergency Scams
- Home Repair Fraud
- Sweetheart/Romance Scams
- Work At Home Scams
- Telemarketing Fraud
- Tech Support Phone Scams
- Travel Scams
- Mobile Banking/Mobile Deposit Scams