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Personal & Consumer Loans

Personal & Consumer Loans

For more than a century, Vision Bank has been a trusted and local personal loan lender in Oklahoma. We offer a wide variety of personal loans to fit all of your borrowing needs from buying a car to paying off an expensive medical bill. As a locally owned bank, all of our lending decisions are made locally and we are able to be more flexible in creating competitive loan terms that fit your lifestyle.

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What are personal bank loans used for?

Unlike a mortgage, there isn't one specific use for a personal loan. You may find yourself in need of extra cash to pay an unexpected medical or other type of bill, fund an essential home repair, or cover a major purchase or life event. Vision Bank can help you understand your options for a personal loan that fulfills any of those purposes and more, including:

  • Debt Consolidation: Consolidate higher interest debt, such as credit cards, and reduce the number of bills you pay each month.
  • Vehicle Financing: Purchase or refinance a new or used car, truck, van or other type of automobile with flexible vehicle financing.
  • RV Loans: Finance a recreational vehicle, such as a camper, motorhome or travel trailer, with an RV loan from Vision Bank.
  • Boat Loans: Finance or refinance a boat or other personal watercraft with a loan from Vision Bank.
  • Loans to finance the purchase of household goods.
  • Various types of unsecured consumer loans.
  • Loans secured by Certificates of Deposit.

How do personal loans work?

Applying for a personal loan is a pretty simple process, which you can do online or in one of our Vision Bank offices. We offer a flexible range of loan amounts from small to large depending on how you plan to use the loan and how much you qualify for.

If you are approved for a personal loan from Vision Bank, it will operate like any installment loan with fixed monthly payments that include interest and principal. The amount of your monthly payment will be determined by the length of the repayment period.

Click here to apply now or visit any of our bank offices in Ada, Durant, Shawnee, Prague, Davis, Meeker, or Sulphur for a consultation with one of our Personal Bankers.  If you have any questions, please contact our Call Center at (580) 332-5132 or toll free (888) 332-5132. We are available to provide you with friendly and knowledgeable answers to your questions about personal loan options, rates, and terms.

Loan Payments may be sent to:
Vision Bank
P.O. Box 698
Ada, OK 74821


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