What Happens If You’re Unable to Make Decisions?
If illness or incapacity occurs, having a plan in place ensures your financial and medical decisions are handled by someone you trust – without delays or court involvement. Below are the most important tools to consider.
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Durable Power of Attorney
Allows you to name someone to handle your financial matters if you are unable to do so.
- Pay bills and manage accounts
- Handle property and legal matters
- Can take effect immediately or upon incapacity.
Why it matters: Without this, your family may need court approval to act on your behalf.
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Advanced Directive for Health Care
Outlines your wishes for medical care and allows you to appoint a healthcare decision-maker.
- Guides doctors and family on your preferences
- Covers treatment decisions and end-of-life care
- Names someone to speak on your behalf
Why it matters: Removes uncertainty and ensures your wishes are followed.
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Do Not Resuscitate (DNR) Orders
Specifies whether you want life-saving measures such as CPR in certain situations.
- Used in specific medical circumstances
- Must be available to healthcare providers
- Often part of a broader care plan
If No Plan Is in Place
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Not sure if your documents are in place or up to date? Our team can help you review your plan and coordinate with your attorney to ensure everything works together.
Not a deposit; not FDIC insured; not guaranteed by any federal government agency; not guaranteed by the bank; and may go down in value.